Residents of Rorau community in Kazaure Local Government Area of Jigawa State have established a communal savings scheme to help households meet emergency healthcare expenses and reduce delays in seeking medical attention.
Under the initiative, residents make regular contributions according to their financial capacity, with the pooled funds made available to members facing urgent medical needs.
A resident, Shamsiya Hadi, said the scheme had helped community members respond more quickly when illness occurred.
She said the regular contributions made it easier for residents to access funds during health emergencies.
“Sometimes, sickness comes when a family has no money at hand. With the savings scheme, members can get assistance when there is an urgent health need,” she said.
Another resident, Balarabe Ibrahim, said the initiative had strengthened cooperation among residents while helping families prepare for unexpected medical expenses.
He said the scheme demonstrated that even small, regular contributions could provide meaningful support during emergencies and encourage collective responsibility for vulnerable members of the community.
Hinde Audu said the initiative had also reduced the pressure on families to borrow money when they needed urgent medical attention.
According to her, some households often struggle to raise funds quickly for transportation, consultation, medicines and other immediate healthcare expenses.
“Having community savings means that we do not always have to wait until somebody has money before seeking help. The support can come at the time it is needed,” she said.
Mamman Halliru said the initiative had increased awareness about the importance of saving for emergencies.
He said the community hoped to sustain the scheme and encourage more residents to participate so that more households could benefit from it.
Halliru called on government agencies, non-governmental organisations and other stakeholders to support community-based initiatives aimed at helping vulnerable households cope with healthcare-related financial pressures.
He stressed that the savings scheme was designed to complement, rather than replace, access to affordable and quality healthcare services.
“We urge relevant authorities to continue improving healthcare facilities and services in rural communities to ensure that residents can receive timely treatment during emergencies,” he said.
The initiative reflects efforts by rural communities to develop local mechanisms for managing unexpected financial challenges, particularly those associated with healthcare.
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